Hi All, Psychologists will tell you that having the perception of a happy life, where one is treated fairly and equitably is almost as important as actually having a happy life, where one is treated fairly and equitably. Well, a survey done by Fujitsu Consulting delivered a damning report about Australian Bank fees. The report suggested that Australians are paying 22% more in bank fees than do our English cousins and 11% more than the Americans. This is just the sort of thing that has the potential to diminish the aforementioned perceptions. Fortunately, the Australian Bankers Association conducted their own study which found that the bank fees which Australians are charged compare favourably with those in other countries. Whew, what a relief. I’m sure my perceptions will once again soar once I determine the banker’s definition of “favourably”. One perception that doesn’t need any qualification is the one that Margaret Sloan-McDonald is running a Getting Started in the Library class on Monday the 9th in eZone 1 at midday. I’m sure most Psychologists would say you should come to this class. Marcos